Both loan products and online loan products of commercial banks need to meet certain application conditions before they can be processed. The decoration loan of CCB has always been a favorite product of users. What are its application conditions? [Details of Borrower] 1. Eighteen to sixty years old, with local permanent residence or foreign residence, but with valid local residence certificate and fixed residence; 2. Have stable professional and economic income or assets that are easy to realize; 3. There is a home decoration project contract signed with the decoration enterprise, or a home decoration material purchase contract, a kitchen and bathroom equipment purchase contract, and a home decoration budget; 4. Open a current savings account in China Construction Bank; 5. Provide the guarantee approved by CCB; 6. Other conditions meeting the requirements of China Construction Bank. [Information provided by the borrower] 1. The borrower should fill in the Application for Personal Housing Decoration Loan of China Construction Bank and provide the following information: 2. Original and photocopy of resident identity documents (ID card, household registration book, military officer's card or other valid identity documents); Personal income certificate (income certificate issued by the unit, payroll, tax bill, bank deposit certificate that can be used for repayment, etc.). ).); 4. The home decoration project contract, home decoration material purchase contract, kitchen and bathroom equipment purchase contract and home decoration budget signed with the decoration enterprise; 5. A copy of the business license and qualification certificate of the decoration enterprise; 6. Proof of ownership of mortgaged property, list of pledged property and certificate of rights, as well as proof that the person who has the right to dispose of it agrees to mortgage and pledge; Collateral must submit proof of ownership or right to use, valuation and insurance documents; The pledgee must also provide proof of rights; The guarantor agrees to guarantee the document; 7. Other materials required by the lending bank.