1. Workers who start their own businesses in the county, have fixed business premises and certain self-owned funds, are under the age of 55 for men and under the age of 50 for women (except retirees), are registered in the industrial and commercial departments to engage in self-employment and have not applied for small secured loans, and can apply for small secured loans.

2. Small labor-intensive enterprises with fixed business premises and certain self-owned funds, sustainable operation ability, good financial and operating conditions, and operating projects in line with relevant national policies and regulations can apply for small loans.

Second, the loan amount and duration

1, personal loan. The maximum amount of individual small secured loans shall not exceed 50,000 yuan, and the loan period shall not exceed 2 years.

2. Women's loans. The maximum amount of small secured loans for women entrepreneurs is no more than 80,000 yuan, and the loan period is no more than 2 years. For those engaged in partnership or organized employment, "bundled" loans can be implemented according to the maximum amount of 654.38+10,000 yuan per person and the total amount does not exceed 500,000 yuan.

3. For those who meet the application conditions for small secured loans to operate in partnership or start small businesses, a "bundled" loan can be implemented, with the amount per person not exceeding 50,000 yuan, the total amount not exceeding 200,000 yuan, and the loan period not exceeding 2 years.

4. Loans for labor-intensive small enterprises. For the small labor-intensive enterprises that newly recruit people who meet the requirements for applying for small secured loans in that year and reach 30% of the total number of employees (1 00 enterprises reach 15%) and sign labor contracts with them for more than1year, the loan amount is reasonably determined according to the actual number of employees, generally not exceeding the registered capital of the enterprise, and the longest loan period is not more than 2 million yuan.