Sesame Credit is an independent third-party credit reporting agency under Ant Financial, which objectively presents personal credit status through technologies such as cloud computing and machine learning. Then, where and how to borrow sesame credit loans?
1, online merchant bank loan
The online merchant bank is run by Ma Yunkai and belongs to the exhibition industry of Ant Financial Services under Alibaba. Download this application to get a loan. Registered face recognition can apply for a loan amount of up to 200,000, as well as quality services such as wealth management and transfer.
Step 2 borrow a loan
Aren't you driving ants? Click Ant Borrow to open the cheats. If you don't look at it, you will lose a lot! Open Alipay, find the wealth column, find the words "ants borrow money", and click to enter the page, you can intuitively see your loan amount. Fill in the relevant information, and you can get the corresponding loan within 1 minute. At present, the maximum loan amount is 50,000 yuan, the longest repayment period is 12 months, and the daily interest rate is 0.04%.
3.P2P corporate loans
Sesame credit partner (P2P company, small loan company, etc. ) will also open up a VIP green channel for them. You can get faster and better credit audit services through Sesame Credit, as well as preferential services such as loan auction, credit wallet, Ping An Pratt & Whitney, and flash banking.
4. Recruit good loans
Sesame Credit cooperates with the "good term loan" of Zhaolian Finance. Open Alipay, find the entrance of "Sesame Credit" in Alipay wallet, and click "Credit Life" to see the words "Zhaolian Good Term Loan" in the financial column! The annual interest rate of "Zhaolian Good Term Loan" is 17.8%, and the maximum amount is 200,000. The line can be recycled within 3 years, and the longest loan period is 60 months. No mortgage, no guarantee, only personal credit can get a loan. Fast loan, as fast as 1 minute, and loan repayment at any time. Line1-30,000!
5. Interesting stage and future stage
As a college student who is the main force of Taobao, Ma Yun's father opened a college student area very intimately, providing college students with visa-free and 9000 yuan credit line. This service covers 99% of colleges and universities in China, and you can also enjoy 30 days of interest-free. Users only need to find the entrance of Sesame Credit, click on the column of Credit Life, and they can see the words "College Students' Zone". Happiness comes too fast like a tornado.
In addition, "Ali Travel" also launched a "credit stay" hotel service plan based on Sesame Credit, and users can enjoy "zero deposit" and other services when booking hotels. On the e-sign platform of Ali Travel "Go", users can apply for a Singapore visa if their sesame score is higher than 700, without providing employment certificate, personal information form, household registration book, copy of ID card and other materials.
What are the platforms for sesame loans? Try these. Okay.
Many lending platforms refer to some big data when evaluating the comprehensive qualifications of borrowers. For example, sesame is one of them. For example, if some borrowers reach a certain level, they can go to some loan platforms that authorize sesame credit points to borrow money. So, what platforms are there for sesame loans? Let's take a look at it for everyone.
What are the platforms for sesame loans?
1, excuse me
Personal consumption loans on Alipay are borrowed by some people, and some people will become credit loans. No matter what kind of loan, it will refer to the borrower's sesame credit. Generally, the sesame score is not less than 600 points, but it is not only evaluated by sesame score, but also depends on the borrower's credit information and Alipay usage.
2. Online commercial loans
The online merchant bank provides a large credit loan for Alipay merchants, with a maximum loan amount of 1 10,000, which can be repaid at any time. It takes 24 months at the longest, and sesame seeds can only be opened when the score is over 600. If the borrower has already opened the loan, it is generally impossible to use the online merchant loan, and the object positioning of the two is different.
3. Comfortable flowers
Credit loans immediately launched by consumer finance can be applied directly online without mortgage guarantee. When borrowing money, the borrower will be authorized to check the sesame credit score. Aged between 20 and 57, with good credit and willingness and ability to repay. You can try to apply for sesame seeds with a score of more than 580.
4. Recruit good loans
Credit loans launched by Zhaolian Finance should also refer to Sesame Score. The basic requirement of the borrower's sesame score is 600 points. Depending on the score, users can get lines ranging from 1000 to 50000. Within the bank, they can submit loan applications and lend them to bank cards. The longest repayment period is 12 months, which can be repaid with the loan.
5. Alipay reserve fund
Short-term credit loans on Alipay, like loans, should also refer to sesame points. Generally, sesame scores are above 600. If Alipay is used well and has the repayment ability, it will have the opportunity to apply for this reserve fund, but the maximum amount is 500 and the term is 7 days, which is only suitable for short-term emergencies.
The above is the relevant introduction of "Sesame Sub-loan Platform", and I hope it will help everyone.
Sesame sub-350 loan platform introduces five good sesame sub-loans.
Generally speaking, if the sesame credit score is above 550 points, it is regarded as medium credit; Below 550, it is regarded as bad credit; If the sesame credit score is only 350, it is difficult to get a loan. Today, I will introduce several platforms suitable for sesame seeds with a score of more than 350.
1, money: at least 18 years old, just authenticate your mobile phone number and submit your ID card information, with a limit of 500-2,000 yuan;
2. Cash bus: suitable for college graduates, office workers and users with poor credit information. The APPlication method is to download the mobile phone software app or pay attention to the official account of WeChat. The application conditions are age 18-55 years old and ID card information of 500- 1000 yuan.
3, 2345 loan king: the age must be 20-45 years old, non-bank loan users, small white households without credit cards and loan records can also apply, the amount is 500-5000 yuan.
4. Use Qian Bao: The limit is only 65,438+0,000 yuan, but the next payment will be quick. Those who are between 65,438+08-60 years old and have a stable job and income can apply.
5. Quick and easy to spend: there may be several short-term overdue payments, the amount is 1000-50000 yuan, the age is 20-60 years old, and there is a stable job and income.
Is there an app that can borrow money from sesame in 2020? Try these!
People who often borrow money online in recent years should be able to feel that the difficulty of online lending has increased. Many online lending platforms are undergoing transformation, and there are fewer and fewer apps that can borrow money. What are the apps that Sesame can borrow in 2020? Let's get to know each other.
2020 sesame can borrow money app
1, Alipay
There are many credit products provided by Alipay, among which flowers and loans are more popular. If you want to borrow money directly, you can try to apply for it.
According to users' feedback, it is easier to open a loan with sesame score above 600 points, but the system will also look at the borrower's use of Alipay, and always maintain good credit when using Alipay. The higher the sesame score, the higher the credit line you can get.
2. Comfortable flowers
Anyihua is a revolving credit line product under immediate consumer finance. At the time of application, the loan applicant may authorize An Yihua to inquire about Sesame Credit. The higher the score, the better the loan opening. Generally, more than 620 points is better. However, Anyihua has other loan requirements, such as good credit, stable job and income source, low debt ratio and so on.
3. Recruit good loans
If sesame credit is authorized to inquire when applying for a good loan, then sesame score will have a certain impact on applying for a good loan. Under normal circumstances, the sesame score is above 600, and authorizing sesame credit is more conducive to applying for a good loan.
If the sesame score is low, you can also choose not to authorize, meet other loan requirements for recruiting a good term loan, or you can apply successfully.
Sesame score is used to objectively present the comprehensive score of personal credit, which is helpful for lending institutions to predict the default rate of individuals in credit behavior. But this is only a reference score and does not depend on the comprehensive qualification of the borrower.
The above is the introduction of the app about 2020 sesame seeds that can be loaned. If you want to apply for a loan successfully, you need to see whether your comprehensive qualifications meet the requirements, not just sesame seeds.
I would like to ask which platforms can borrow money through sesame?
The following platforms can apply for loans through Sesame Branch, such as Anyihua, Xiaomi Loan and Qihua. However, sesame score is only one of the application conditions, which does not mean that users will be able to apply successfully if they have sesame score. You must meet the other conditions of the loan product and pass the audit of the lending institution before you can finally apply for a loan.
And the application conditions of these loan products include sesame seeds, which does not mean that Alipay has cooperation with these products.