1, Bank of Communications Huimin loan application is simple, fast and low-cost, and you can apply for a loan by mobile phone anytime and anywhere; The system will automatically approve the loan in the background and provide the approval results in real time; No interest will be generated if you don't withdraw money, and there is no extra charge for applying for a loan. The benchmark loan interest rate is implemented according to the data released by the central bank in July, 20021,that is, the minimum annual loan interest rate is 3.85%.
2. Full-process online credit loan products with a maximum loan amount of 200,000 yuan can be raised through offline outlets. The lowest loan interest rate can enjoy LPR in the same period, that is, the lowest annualized interest rate is 4.3%.