1. Overdue online loan will affect personal credit score. Overdue repayment will leave a record in personal credit report, which will have a negative impact on credit score.
2. Credit score is an important reference factor when handling credit cards. Banks usually decide whether to approve credit card applications and the size of credit lines according to personal credit scores.
3. Late repayment may lead to the rejection of credit card application. If an individual's credit score is low, the bank may consider it risky and refuse the credit card application.
Summary: Although overdue online loans will have a negative impact on credit scores, you can still apply for credit cards. However, because the credit score is affected, it may lead to difficulties in applying for a credit card or obtaining a lower credit limit.
Extended data:
The specific impact of overdue online loans on credit scores may vary according to individual circumstances. At the same time, it is suggested to repay overdue debts in time, maintain a good credit record and improve the success rate of applying for credit cards.