1. The ways to dunne Lao Lai for repayment are as follows:

(1) Settle through negotiation;

(2) bring a lawsuit to the court;

(3) If the borrower has written an IOU, and the other party repeatedly refuses to pay back the money after the expiration of the agreement, he can directly apply to the court for a payment order with the IOU;

(4) Apply for enforcement.

2. Legal basis: Article 565 of the Civil Code of the People's Republic of China

If one party claims to terminate the contract according to law, it shall notify the other party. The contract is terminated when the notice reaches the other party; If the notice states that the debtor fails to perform his debts within a certain period of time, the contract will be automatically terminated. If the debtor fails to perform his debts within that period of time, the contract will be terminated at the expiration of the period specified in the notice. If the other party has any objection to the termination of the contract, either party may request a people's court or an arbitration institution to confirm the validity of the termination.

if one of the parties directly claims to terminate the contract by filing a lawsuit or applying for arbitration without notifying the other party, and the people's court or arbitration institution confirms this claim, the contract shall be terminated when a copy of the complaint or arbitration application is delivered to the other party.

Second, what materials are needed for the prosecution of the other party's non-repayment

The materials needed for the prosecution of non-repayment of money are as follows:

1. The indictment;

2. Proof of identity information;

3. Evidence of loan disputes, such as IOUs, IOUs, loan contracts, repayment commitments, etc.

4. if property preservation or property preservation is requested before litigation, the storage place, quantity value, bank deposit bank and account of the property that can be preserved shall be provided.