Real estate speculators actually earn the difference between houses. Frankly speaking, they buy houses at a low price, and then sell them at a high price after the house price rises, so that they can earn profits in the middle. Many real estate speculators use less money to buy multiple houses, and then they can earn more profits. However, in recent years, the state has also stepped up efforts to crack down on these real estate speculators, and has always adhered to the principle of not speculating in housing. Therefore, in recent years, there have been fewer and fewer people speculating in real estate, which is actually a good thing for ordinary people, which will help stabilize housing prices, and it is not easy to hoard a large number of houses after the introduction of purchase restriction policies in various places.

how many years did the real estate speculators borrow?

The loan life of real estate speculators is generally short, because the shorter the loan life, the lower the interest rate, so these people pay less interest. Most real estate speculators have a loan period of 5 to 1 years. If the loan period is long, the interest they need to pay is very high, so real estate speculation is not very cost-effective. Even many real estate speculators, in order to ensure more profits, will choose to buy a house directly in full, so there is no need to pay high interest to the bank, but for ordinary people, they still have to choose the loan period according to their actual situation.

how to use loans for real estate speculation?

First of all, real estate speculators will choose to add mortgage. The so-called mortgage addition means to re-evaluate the houses that already have loans, and then add loans according to the new valuation, so that these real estate speculators can have funds again, and they can use the funds they have regained to pay the down payment for real estate speculation. This is actually a relatively common way of real estate speculation.