Hello, you can also get a loan with a mortgage. As long as the repayment is made on time, there is no problem of overdue debts.

Under the premise of mortgage loan, the loan must meet the following conditions:

1. There is mortgage loan or house mortgage loan in its name;

2. Continuous normal repayment for more than one year;

3. Personal credit record is good;

4. The recent credit card arrears cannot exceed 60,000 yuan.