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Can I apply for Didi financing without a bank loan?
Of course.

Didi financing and bank are two different systems. You can apply for Didi financing before the bank loan is repaid. However, Didi Financing generally only accepts hospitalized patients. It is aimed at the sick groups. If you apply for Didi Fund not to treat your family, but to pay off your debts, you can't apply.

Didi Chuxing is a domestic platform for raising medical funds and providing medical assistance. Eat while raising. Funds for treatment have been raised for patients all over the country.