Current location - Loan Platform Complete Network - Bank loan - Ningchu Hengda Cultural Tourism City once again exposed the disguised refusal to lend the provident fund. Why do developers reject provident fund loans so much?
Ningchu Hengda Cultural Tourism City once again exposed the disguised refusal to lend the provident fund. Why do developers reject provident fund loans so much?
Buying a house is a top priority for many people, but in the process of buying a house, many bad things can be encountered. This time, the use of provident fund loans was rejected in disguise, which caused a heated discussion among netizens. I am also very concerned about this matter, and then I will sort out the whole story for you.

Why will buying a house with provident fund be rejected in disguise?

In fact, this is mainly because the use of provident fund loans will slow down the speed of these real estate enterprises to withdraw funds, so to some extent, they certainly do not want customers to use provident fund loans. Although the money will eventually reach them, it will take a lot of time at night. For real estate enterprises, cash flow is very important, so try your best to let customers buy houses in cash. This time, it is obvious that they discourage some customers from using the provident fund to buy a house through differential treatment, which is not standardized.

Is it illegal to refuse to use provident fund to buy a house?

In fact, the state has clearly stipulated that it is illegal to refuse or refuse customers to use the provident fund to buy a house in disguise. If you know this situation, this enterprise will face public exposure and be included in the list of untrustworthy management. This exposure was mainly due to the fact that the buyer had made money and made a detailed investigation on the surrounding market. However, when buying a house, he learned that if he used the provident fund to buy a house, he would have to pay 15000 yuan more, which was naturally unacceptable to the buyer.

Can this exposure improve this phenomenon?

In fact, it can be seen from various places that this phenomenon is gradually improving, and more and more people use the provident fund to buy houses. On the one hand, the work of "five insurances and one gold" is gradually increasing, on the other hand, because our young people's awareness of rights protection is strengthening, we can use legal weapons to safeguard our legitimate rights and interests.