In a narrow sense, mortgage is to transfer the real estate to the lender's name, and then transfer the real estate back to the borrower's (mortgagor's) name after paying off the loan.
If you need a small loan, I suggest you don't need a mortgage. Qianhua is a big brand of credit service of Xiaoman Finance (formerly "Baidu Finance") under Baidu, which can meet the capital demand of your daily consumption turnover. Pure online application, no mortgage, simple application materials, 30 seconds for approval, and three minutes for loan at the earliest. It can be repaid in advance, and the loan can be recycled after repayment.
This question is provided by Fuguihua, hoping to help you.