1. For children, being blacklisted by the bank because the loan cannot be repaid may have a certain impact on them.

2. Specifically, the following is a detailed explanation:

A. Economy: Failure to repay the loan may lead to the deterioration of the family's economic situation, and the family's economic pressure may affect the children's quality of life and educational conditions.

B. Social reputation: Being blacklisted by the bank may have a negative impact on the family's social reputation and may have a certain impact on the children's social relations and future development.

C. Credit record: Parents' loans cannot be repaid. After being blacklisted, their children may encounter financial difficulties in the future, such as applying for loans and credit cards.

3. Summary:

Being blacklisted by the bank because the loan cannot be repaid may have an impact on the child's economic situation, social reputation and credit history. Therefore, we should handle the loan problem carefully and actively communicate with the bank to solve it.

4. Extended information:

Banks will blacklist lenders according to their repayment ability and credit history, which is a means of credit risk management. Being blacklisted will have a negative impact on personal credit status, including restrictions on applying for other loans, credit cards, renting houses and buying cars. Therefore, avoiding loan debts and repaying loans on time are important aspects of maintaining personal credit. If you can't repay on time, you should contact the bank in time to discuss the repayment plan and avoid the risk of being blacklisted as much as possible.

Note: The above extended information is only used as supplementary information, and the answer has been completed.