Micro-loan is a credit product of Shenzhen Qianhai Weizhong Bank. The products of Shenzhen Qianhai Weizhong Bank mainly include Weizhong Bank APP, micro-loan, micro-loan, micro-enterprise APP and micro-car loan. Micro-loan was launched on mobile QQ in May 20 15, and on WeChat in September of the same year.

Shenzhen Qianhai Weizhong Bank was established in 2065438+April 65438+February 65438+June, initiated by Tencent, Baiyeyuan, Liye and other enterprises, and headquartered in Shenzhen Qianhai Shenzhen-Hong Kong Cooperation Zone. Shenzhen Qianhai Weizhong Bank is the first private bank and Internet bank in China.

The business scope of Shenzhen Qianhai Weizhong Bank: absorbing public deposits; Mainly for individuals and small and micro enterprises to issue short-term, medium-term and long-term loans; Handle domestic and international settlement; Handle bill acceptance and discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds, etc.

Shenzhen Qianhai Weizhong Bank connects partners: anxin fund, Anyihua, Bosera Fund, Baiyeyuan, Great Wall Property, Chongqing Bank, Changsheng Fund, Changsha Bank, Dacheng Fund, donghai securities, Soochow Life Insurance, First Venture, Bank of East Asia, etc.

Shenzhen Qianhai Weizhong Bank has successively won the honors of "Hurun Top 100 Financial Enterprises List 20 19", "Outstanding Innovative Bank 20 18", "Best Small and Micro Enterprise Service Bank" and "Most Brand Value Enterprise".

Version information: Take WeChat version 8.0.20, Apple13 (iOS15.3.1system) and Huawei mate40(HarmonyOS2 system) as examples.

What loan is Shenzhen Qianhai Weizhong Bank?

Shenzhen Qianhai Weizhong Bank is not a loan product, but the first private bank jointly established by Tencent and other well-known domestic enterprises, which was established on 20 14 and 12.

Weizhong Bank is the first Internet bank in China. It is mainly a platform for providing financial services such as investment, wealth management and loans, which has been loved by many people.

Extended data:

I. Brief Introduction of Shenzhen Qianhai Weizhong Bank

1. Weizhong Bank is a private bank initiated by well-known enterprises such as Tencent. In February 20 14, it obtained the financial license issued by Shenzhen Banking Regulatory Bureau, which is the first private bank in China.

2. Weizhong Bank strictly abides by national financial laws, regulations and regulatory policies, and is committed to providing differentiated, characteristic, high-quality and convenient financial services for the general public and small enterprises on the basis of compliant operation and steady development.

3.202 1 May, 2020 annual report of Weizhong Bank showed that by the end of 2020, total assets of Weizhong Bank were 346.430 billion yuan, an increase of about 19%. In 2020, the operating income of Weizhong Bank was 1, 988,654,380+billion yuan, a year-on-year increase of 33.70%; The net profit was 4.957 billion yuan, a year-on-year increase of 25.49%.

2. What's the telephone number of Weizhong Bank?

The customer service hotline of Weizhong Bank is 95384. When you encounter related problems when using Weizhong Bank, you can call this customer service hotline for consultation, and you can call it nationwide.

However, it should be noted that the customer service of Weizhong Bank has business hours, from 9: 00 a.m. to 8: 00 p.m. from Monday to Sunday, during which you can call to ask questions.

3. How can Weizhong Bank contact customer service?

In fact, in addition to calling Weizhong Bank's customer service hotline, you can also pay attention to Weizhong Bank's WeChat WeChat official account to contact customer service. The specific steps are as follows:

1. After entering WeChat WeChat official account, you can directly enter the word "artificial" in the search box;

2. Then select 1- to switch to manual service;

3. Then select1according to the option-I have other questions that need manual assistance, and then enter the questions you need to know and contact the customer service staff.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: 6. 1.0

What is Qianhai Weizhong Bank?

Shenzhen Qianhai Weizhong Bank is not a micro-loan. Shenzhen Qianhai Weizhong refers to Weizhong Bank, and micro-loan is just an Internet personal loan product launched by Weizhong Bank. The meanings of the two are completely different. Micro-loan belongs to Weizhong Bank. As an Internet bank, Weizhong Bank's main business is consumption amount, public wealth management and platform finance.

Therefore, users can experience a variety of financial services in Weizhong Bank, and to apply for small loans, users need to apply through QQ or WeChat. Weizhong Bank APP does not directly apply for the entrance of micro-loan.

Running environment: (WeChat App opens 8.0. 16)

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1. Shenzhen Qianhai Weizhong Bank is the first private bank in China, and its shareholders are mainly Tencent, Baiyeyuan Investment and Liye Group. Weizhong Bank obtained the financial license issued by Shenzhen Banking Regulatory Bureau on 20 14 12 16, and was formally established.

Shenzhen Qianhai Weizhong Bank is the first private bank in China, and its shareholders are mainly Tencent, Baiyeyuan Investment and Liye Group. Weizhong Bank obtained the financial license issued by Shenzhen Banking Regulatory Bureau on 20 14 12 16, and was formally established.

The main products of Weizhong Bank are: micro-loans, micro-car loans and micro-enterprise loans.

2. Microfinance is the first Internet microfinance product launched by Shenzhen Qianhai Weizhong Bank. Weizhong Bank is the first private bank in China. It was founded by many well-known enterprises such as Tencent, Baiyeyuan and Liye, and obtained the financial license issued by Shenzhen Banking Regulatory Bureau on 20 14 and 12.

Micro-loans can be applied directly on WeChat, but micro-loans cannot be opened by themselves, and only users invited by the system can open them. The steps to log on to WeChat to see if you can borrow money: I-pay-micro-loan to borrow money, and the user finally clicks Enter to know if he has the right to borrow money.

Interest on small loans is calculated according to the daily interest rate of loans. The interest generated every day is the remaining unpaid principal multiplied by the daily interest rate. After the loan is lent, it must be repaid on time and not overdue. There will be penalty interest after overdue repayment, and the overdue records will be uploaded to the credit information center by the bank, and the microfinance will be closed after overdue.

Micro-loans can be repaid in installments, 5, 10, 20. Users can choose their own repayment period according to their actual situation; When borrowing money, you can only borrow an integer multiple of 65,438+000. The minimum loan amount is 500 yuan, and the maximum loan amount is 40,000 yuan at a time. If the maximum amount is exceeded, users need to borrow in bulk.

What loan is Qianhai Weizhong Bank?

Qianhai Weizhong Bank is not a loan, but a bank called Shenzhen Qianhai Weizhong Bank. It is a private bank established on 20 14, 12, 16. Mainly meet the needs of individuals or enterprises for small and micro loans. Use the internet platform to carry out business, and at the same time rely on the platform to cooperate with other financial institutions to carry out business.

Qianhai Weizhong Bank is headquartered in Shenzhen, and its main shareholders are well-known private enterprises such as Tencent, Baiyeyuan and Liye Group. The loan business launched by Qianhai Weizhong Bank includes micro-credit and micro-credit. Microfinance can be handled through WeChat, which has been used by many users.

Micro-loans can only be opened by invitation, and individuals cannot take the initiative to open them. If the user can't see the entrance of micro-loan in the background of WeChat, it means that the user is not qualified to open micro-loan, and some skills can be adopted.

Different users get different amounts of loans when they open small loans, and different users get different loan interest rates when they borrow. When using micro-credit loans, users can repay in installments, but when individuals have spare money, they can repay in advance, which can reduce interest expenses.

Version information: Take WeChat version 8.0.20, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.