Of course. However, there is a commercial loan record, so buying a house in Beijing belongs to two sets (recognizing the house and recognizing the loan). The down payment for the ordinary house is 60%, but it can only be bought in full. If you want to borrow money to buy a house, you must first pay off all the mortgages of two houses in the field. The provident fund loan belongs to the first set (the house is not recognized), and the maximum loan is 1.2 million. In the Beijing provident fund loan, only the house is recognized, so if you don't have a house under the name of Beijing, it is the first set, and if you have a house, it is the second set. The first and second sets of maximum loans are 80%, and the first set of maximum loans is 1.2 million. According to your personal savings, the maximum loan for the second set is 800,000. The necessary conditions for provident fund loans must meet four conditions at the same time: the borrower's provident fund is paid in Beijing; The account has been opened for more than 1 year, and it has been paid in full for 12 months (recently), and it is currently in the payment state; The applicant and his spouse have no outstanding provident fund and discount loan.

1. The state-owned loan belongs to the second provident fund loan, and can be applied after the first provident fund loan is settled. State-owned loans belong to the third set of provident fund loans, and the second set of provident fund loans can only be applied after five years of settlement. (Loans are based on households, and provident fund loans are limited to provident fund loans applied in Beijing, including municipal, state-owned and central government loans). Borrowers with Beijing hukou can apply for loans in Beijing with the deposit certificate issued by the Employment Provident Fund Management Center if the provident fund is used to purchase the first home in other places. State-managed provident fund: In the past two years, if the borrower and spouse have loans overdue, the maximum loan amount will be reduced by 20% for 3-5 consecutive times, and the loan will be directly refused for 6 consecutive times.

2. The first set and the second set of deed tax are defined by whether there is a house under the family name, and if there is no house under the family name, the tax will be paid according to the first suite. At present, the first set of tax rates in Beijing are below 90 1%, above 90 1.5%, and 3% of houses owned by families. Calculation of house type under the name of the purchaser's family: online signing, registration and cancellation. The houses signed and registered under the name of the purchaser (or family member) are all counted as properties under his name, and the number of housing units is calculated on a family basis. In Beijing, when the deed tax is levied, there are two houses = house = house.