Houses that have not paid off their loans are generally not for sale. However, we can find a way to pay off the remaining loan before the sale. The remaining loan can be paid off by buying a house to pay off the remaining loan, and the seller can pay off the loan first by mortgage. As long as the remaining loans are paid off, the mortgage can be sold normally after it is revoked. Without the consent of the bank, the house owner shall not transfer the house unless the buyer is willing to pay off the bank debt for the house owner.

Legal basis:

Article 406 of the Civil Code of People's Republic of China (PRC) * * * During the mortgage period, the mortgagor may transfer the mortgaged property. Unless otherwise agreed by the parties, such agreement shall prevail. If the mortgaged property is transferred, the mortgage right will not be affected.