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How much is the agency fee for second-hand housing loans?
1. What is the agency fee for second-hand housing loans?

If you choose an honest intermediary, the provident fund only needs to provide a loan evaluation fee, which is about 1500, which was lower in Shang Dynasty.

Second, how many points does the bank loan intermediary get?

Bank loan intermediaries generally charge a handling fee of 1%-5%, depending on what you talk about.

Third, how many points does the bank loan intermediary get?

This depends on your credit information and your conditions. In August this year, I found a third-party professional intermediary to handle bank loans and borrowed 2.2 million yuan. I got the money from the bank in early September. I spent 44 thousand's handling fee. It's quick and worry-free, and the interest is only over 4% ... I go to the bank alone, which is slow and complicated, and the interest is even 5.6%, which is not cost-effective.

4. How much service charge does the bank loan company generally charge?

In general, the service fee charged by the intermediary is between 3%- 10%. There is no upper limit to this value, mainly depending on how the borrower and the intermediary negotiate. The loan charges 10% service fee, which is relatively high. Some borrowers have poor qualifications, and intermediaries need to spend a lot of effort, so the service fee is naturally higher.