first, the salary is regular. Online lending platforms are all filed. First of all, they have to be APProved by the Banking Regulatory Bureau and filed by the People's Bank of China. The flower salary app developed by Shenzhen Qianhai Cangshi Information Technology Co., Ltd. is committed to providing more convenient, inclusive and personalized financial services for the majority of young people and continuously improving their credit status. At present, Flower Pay has adopted the operation mode of "internet plus Localization", and is based on consumption scenarios and big data risk control, and provides small installment and pre-paid financial services for the new generation of young people in China.

Second, the impact of overdue payment:

1. Cannot withdraw cash;

According to the feedback from the users of the payment, the payment in payment is only one day overdue, so it can no longer be withdrawn. The system shows that the qualification is not up to standard, and it is necessary to re-verify the video data.

2. collect overdue fees;

The overdue fee of the salary is relatively high. The longer the overdue time is, the higher the fee will be, which will inevitably increase the financial burden on the lender. Therefore, everyone must repay the loan on time and not overdue.

3. Affect the loan amount;

It is taboo to spend salary beyond the time limit, and it will be recognized as bad credit by the system, and the corresponding loan amount will probably be deducted, which has certain restrictions on the lender's borrowing.

4. Impact on re-borrowing:

It is generally difficult for users who have a record of overdue payment to borrow again, and the review will be stricter. Once it is overdue, it will be more troublesome to borrow again.

Third, the payment of the salary is collected at the meeting. If you pay back the payment in time, it will probably affect your good credit record. If it is serious, you will go through legal procedures:

1. If you are unable to pay back, you will face the consequences of the court. It is suggested that creditors actively negotiate and strive for delayed repayment. Creditors will also sue you and then apply for enforcement of your property.

2. The crime of refusing to execute a judgment or written order is suspected of refusing to execute the judgment or written order. Article 313 of the Criminal Law refuses to execute the judgment or written order of a people's court if it is capable of executing it. If the circumstances are serious, it shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or punishment.

3. In addition, there is no property available for execution under his name, and he refuses to perform the effective judgment of the court, so negative information such as overdue repayment will be recorded in his personal credit report, and he will be restricted from high consumption and entry and exit, and may even be punished by judicial custody.