List of mortgage loan information: \x0d\ (1) Information provided by the buyer \x0d\ 1. Original ID card (original temporary residence permit is required for borrowers and spouses registered in other places). \x0d\2。 Original household registration book. Original marriage certificate. \x0d\ Both husband and wife need to provide it. If they are single, they need to sign a statement. If it is a divorce, you need to provide a divorce certificate or the original court judgment. \x0d\3。 Income certificate provided by the borrower himself. (The format is fixed, the amount must be more than twice the monthly payment, the working experience must be more than one year, and it must be filled in with a black signature pen and cannot be altered. Please leave a contact number on the landline). \x0d\4。 A copy of the business license of the unit to which it belongs shall be stamped with the official seal. Large enterprises, institutions and administrative organs do not need to provide them, but they must provide work permits, work permits, badges, employment certificates or labor contracts. The business license shall undergo normal annual inspection. \x0d\5。 Bank Payroll: the account journal corresponding to the salary card or my savings account journal (more than half a year). \x0d\6。 College degree or above is required to provide the original diploma. \x0d\7。 Other asset certificates: deposit certificates, motor vehicle purchase certificates, securities, stocks, other real estate, etc. \x0d\8。 The legal person needs to provide: the company's articles of association, financial statements, tax payment certificates, personal income certificates, and copies of personal salary business licenses. \x0d\ Description: 1-5 is required information. If the best information is provided on June 7, it will be beneficial to loan approval. \x0d\ (2) Materials provided by the seller \x0d\ 1, original ID card. 2. Original account books. 3. Original marriage certificate. \x0d\ Both husband and wife need to provide the above materials. If you are single, you need to sign the single certificate. If you are divorced, you need to provide the original divorce certificate or court judgment. \x0d\4。 Original property certificate. (The original purchase contract shall be provided for the purchased public houses, and the listing approval form shall be provided for the delivery of the center) \x0d\5. Original land certificate. (The house of the municipal bureau is required) \x0d\* Note: The names in various certificates of the buyer and the seller are required to be written consistently. \ x0d \ x0d \ Second-hand housing transaction process: \x0d\ 1. Signing the Contract, the Buyer and the Seller sign the Purchase and Sales Contract of Beijing Stocking House (self-trading version) designated by the Construction Committee and the Industrial and Commercial Bureau \x0d\2. To sign a loan contract, the buyer and the seller need to be present at the same time and bring all the above materials when signing a loan contract at the business outlets. (1 2) The contract can be signed at the same time on the same day. If the temporary materials are incomplete, the down payment cannot be made on the same day, or one of the spouses of the buyer and the seller cannot be present at the same time, it can be made up as soon as possible after the contract is signed) \x0d\3. Appraisal, arrange appraisal company to conduct on-site appraisal, and the owner can cooperate. \x0d\4。 In case of online signing, the signing center will designate a special person to accompany both parties to the online signing window of the Construction Committee, and the price of online signing should ensure the customer's loan requirements. \x0d\5。 Review: review according to the materials provided by the buyer and the seller, combined with the evaluation report and the online contract. \x0d\6。 Loan approval: after examination, decide whether to approve the loan and the loan approval amount, and issue a loan approval commitment letter. \x0d\7。 Transfer: Before the signing center arranges the buyers and sellers to register and transfer the house property rights, the buyers and sellers need to submit a large property fee in advance; On the day of transfer, you need to pay various taxes and fees to the local taxation bureau according to the transaction amount of the online contract. On the same day, the buyer can receive the license notice issued by the Construction Committee and the deed tax ticket issued by the Local Taxation Bureau (the bank will accompany the transfer personnel to collect it for lending), and Haidian will receive the property right certificate on the same day). \x0d\8。 Lending, promise to lend money to the seller within 3 working days after the transfer is completed. \x0d\9。 After the property is delivered and the transfer is completed, both parties hand over the house, usually on the day of transfer, and special circumstances can be negotiated by both parties. \x0d\ 10。 You can get the house ownership certificate within 10 working days after the transfer is completed, which varies from district to district. \x0d\ 1 1。 Mortgage registration. After the transfer, the buyer shall cooperate with the bank to handle the mortgage registration procedures and hand over the original mortgage registered house to the buyer.