Some friends have heard that Sino-German Savings Bank can handle housing savings loans, but they don't know the specific situation of Sino-German Savings Bank. How about Sino-German Savings Bank? Bian Xiao will give you a detailed introduction. How about Sino-German Savings Bank? Sino-German Savings Bank is a Sino-foreign joint venture commercial bank headquartered in Tianjin. It was established in February 2004 by the joint investment of China Construction Bank and Schwaetzer Bihar Housing Savings Bank. Provide smart finance (flexible), smart finance (regular), smart finance (regular+) and other housing savings products, as well as housing savings loans, personal housing loans and personal housing provident fund portfolio loans, mainly engaged in housing savings credit business. Housing savings loan is a kind of housing loan, which is different from commercial mortgage loan and provident fund loan. Its characteristics are deposit before loan, low deposit and low loan, fixed interest rate and government incentive. The deposits of Sino-German Savings Bank generally bear interest at an annual rate of 0.35% and accumulate points. Points can be converted into loans with an annual interest rate of 3.3%. The above is the introduction of the platform background, main business, main products and deposit and loan interest rates of Sino-German Savings Bank. I hope it helps you. If there is any change, please refer to the latest official announcement.