James Pax
2. How much does it cost for a domestic bank to apply for a loan for studying abroad?
1. It is necessary to issue the admission notice of the school and the tuition and fees certificate issued by the school. The maximum is not more than 80% of the borrower's tuition and living expenses, and the upper limit is in principle $40,000 (depending on the real estate appraisal ability and the borrower). The longest loan period is 6 years and the shortest is 6 months. Six months to one year is 6%, and one year to three years is 6. 15%. One-time repayment of principal and interest within one year. 2. Real estate mortgage loan. Applicants for studying abroad loans must provide complete property rights of immediate family members with local accounts, that is, mortgaged real estate as collateral or pledge of equivalent deposits. Equal monthly repayment for more than one year. 3.。 Pledged goods include: RMB time deposit certificate, certificate-based national debt, foreign exchange, etc. The maximum loan amount is 95% of the face value of pledged RMB time deposit certificates, certificate-based government bonds or wealth management products, and 90% of foreign currency is converted into RMB. 4. Qualified third-party guarantor. The repayment ability of a guarantor, such as a company. But after applying, you must return to China within the specified time!
3. How much can I apply for a loan from China Bank for studying abroad?
1. It is necessary to issue the admission notice of the school and the tuition and fees certificate issued by the school. The maximum is not more than 80% of the borrower's tuition and living expenses, and the upper limit is in principle $40,000 (depending on the real estate appraisal ability and the borrower). The longest loan period is 6 years and the shortest is 6 months. Six months to one year is 6%, and one year to three years is 6. 15%. One-time repayment of principal and interest within one year.
2. Real estate mortgage loan. Applicants for studying abroad loans must provide complete property rights of immediate family members with local accounts, that is, mortgaged real estate as collateral or pledge of equivalent deposits. Equal monthly repayment for more than one year.
3.。 Pledged goods include: RMB time deposit certificate, certificate-based national debt, foreign exchange, etc. The maximum loan amount is 95% of the face value of pledged RMB time deposit certificates, certificate-based government bonds or wealth management products, and 90% of foreign currency is converted into RMB.
4. Qualified third-party guarantor. The repayment ability of a guarantor, such as a company. But after applying, you must return to China within the specified time!
4. What are the conditions and expenses for high school students to apply for studying abroad?
1 Studying abroad needs to meet the requirements of foreign universities. Generally speaking, you need to have good academic performance and language ability. At the same time, you need to pass language tests such as TOEFL and IELTS, as well as academic tests such as SAT and ACT.
The cost of studying abroad is relatively high, including application fee, visa fee, tuition fee and living expenses. The specific costs vary from country to country and from institution to institution.
In addition, air tickets, insurance and other expenses also need to be considered.
Applications for studying abroad can be funded in various ways, such as self-financing, scholarships and student loans. The specific situation needs to be determined according to the individual situation and the target institution.
At the same time, some countries and regions also have policies and plans to provide subsidies for studying abroad.
In a word, applying for studying abroad needs to meet certain conditions and bear certain expenses, but through hard work and finding suitable funding methods, you can realize your dream of studying abroad.