As we all know, many people apply for student loans at universities, especially in remote areas and mountainous areas. No matter how they study and live in school, they will use student loans to relieve their pressure. Can graduate students also apply for student loans? I'll take you to get to know it.
National student loan funding standards:
Full-time college students (including second bachelor's degree and higher vocational students, the same below) apply for a loan amount of no more than 8,000 yuan per person per year; If the sum of tuition and accommodation fees is less than 8,000 yuan per year, the loan amount can be determined according to the sum of tuition and accommodation fees.
Full-time graduate students each apply for a loan amount of no more than 12000 yuan per year; If the sum of annual tuition and accommodation fees is less than 12000 yuan, the loan amount can be determined according to the sum of tuition and accommodation fees.
Proportion of national student loans:
The national average subsidy ratio of full-time college students' national student loans should be equivalent to that of that year, and the subsidy ratio of all regions and universities should be equivalent to that of their own regions and universities.
The proportion of national student loans for full-time graduate students is determined according to the coverage of scholarship policies such as national scholarships and academic scholarships and the situation of students with financial difficulties.
Full-time college students are not allowed to apply for national student loans and student-origin credit student loans repeatedly in the same academic year, and they can only choose to apply for one of them. In principle, full-time graduate students apply for national student loans on campus.
Second, the problem of national student loans for graduate students
There is such a clause in the student loan contract of China Development Bank: When Party A continues to pursue a degree after graduation, it shall apply to Party C for an extension 30 days before graduation and provide written proof of continuing to pursue a degree. With the consent of Party C, the extension formalities will be handled, and the financial department will continue to provide financial assistance to the students according to the financial affiliation of Party A's original school. But I haven't received the notice yet. Ask the person in charge of the school student loan. If you don't get the admission notice before graduation, you need to get the admission certificate of the admission school to apply for an extension. After receiving the notice, I will make up an admission notice.
Third, the national student loan for graduate students.
Dude, you're lucky to meet me. There are several graduate students around me who are on loan.
Let me tell you something about my experience.
You belong to the undergraduate loan, take part in the work, and the company closes down. You are unable to pay off the undergraduate loan, but you are still repaying the loan on a monthly basis. This is a good letter. You can apply for a loan from the school.
And now there is no public expense, so I can only earn more and get an entrance scholarship. The first place in our school seems to be 65,438+00,000 yuan, which varies from school to school.
If you want to get scholarships every year, the proportion of scholarships will increase greatly, and if you are admitted to graduate school, you can earn extra income by working with your tutor or working outside. The specific majors are different, and some people can earn 2000 yuan a month depending on their strength.
Also, the level has been greatly improved after graduation, and it is normal for you to pay off all the loans.
Look at those bank credit cards. The number of undergraduate students is 3000, and the number of graduate students is 10000.
So the problem of money is not a problem. Come on, if you want to take the postgraduate entrance examination and don't know how to prepare, you can ask another question or send me a message, and I will try my best to help you.
Dude supports you.
Fourth, how do graduate students apply for financial aid for poor students?
First, graduate students apply for financial aid for poor students
1, write a poverty certificate first.
2. Prove that you have got the seal of the local government where the household registration book is located.
3. Attach your grades and certificates.
4. Give it to the school office.
Second, the funding standard.
1. The funding standard for doctoral students is not less than 10000 yuan per student per year, and the funding standard for master students is not less than 6000 yuan per student per year.
2. The funding standard for doctoral students in universities directly under the central government is 12000 yuan per student per year, and the funding standard for master students is 6000 yuan per student per year.
3. The standards of national grants for graduate students in local universities shall be determined by the financial departments of all provinces (autonomous regions, municipalities directly under the Central Government and cities with separate plans) jointly with the education departments. According to the standard of 10000 yuan per year for doctoral students and 6000 yuan per year for master students, and the method of sharing the national grants for ordinary college students, the central finance bears the funds needed for the national grants for graduate students in local colleges and universities.
4. The financial departments at all levels shall, jointly with the education department, establish a dynamic adjustment mechanism for the funding standards of national grants for graduate students, and adjust the funding standards in a timely manner according to the level of economic development and price changes.