Does the questioner want to ask "What are the consequences of not repaying the ICBC self-employed revolving loan after 1 year"? Overdue fines and damage to your credit history.

1. Overdue fines: If a self-employed person fails to repay the loan on time when the loan is due, he will need to pay an overdue fine. The amount of the fine is determined based on the length of the overdue period and the amount of the debt owed.

2. Damage to your credit record: Late repayment will cause damage to your personal credit record, which will have a negative impact on future loan applications and credit card applications.