Find the company's human resources department for the provident fund. The payment base of the provident fund is my average monthly salary in the previous year, and the human resources management department is the department responsible for wage accounting and statistics in this unit. They are responsible for providing each employee with the deposit base of the provident fund and contacting the provident fund center, so the human resources management department is generally responsible for this work.

The process of handling provident fund is as follows:

1. Acceptance: the borrower needs to fill in the loan application form, authorize the borrower (and his spouse) to check the credit information system, and submit the materials required for the loan to the center after checking that there are no bad loans or bad credit records;

2. Approval: The Center will determine the amount and duration of provident fund loans after reviewing the complete application materials submitted by borrowers. If the borrower applies for a portfolio loan, the Center will print a portfolio loan contact form after examining and approving the loan amount and term, and submit it to the borrower for commercial loan at the portfolio loan bank. After the portfolio loan is completed, submit the relevant materials to the center. After the borrower pays the relevant fees, the center signs a loan contract with the borrower;

3. Mortgage registration: The borrower and mortgagor (or agency) shall go through the formalities of pre-mortgage registration at the real estate transaction registration management department with the relevant written documents of mortgage registration, and hand over the pre-mortgage settlement data to the center;

4. Lending: After receiving and verifying the mortgage registration information, the center entrusts the bank to transfer the provident fund loan funds into the bank account designated by the seller.

Legal basis:

Article 13 of the Regulations on the Management of Housing Provident Fund

The housing provident fund management center shall set up a housing provident fund account in the entrusted bank.

The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account.

The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.