As long as the loan for the first house has been settled, there is no problem, just calculate according to the first house! The down payment is the same, but when you buy a house and sell it, it will generate 1% personal income tax for the buyer, because there are two houses in your name, no matter who owns two houses, there will be 1% personal income tax when you sell it. The transfer fee will be increased and the houses with changed policies at the end of 2009 will be adopted-65,438+February! ! ~ ~ ~ ~ Please pay attention.