Yes, because the reason for his loan is definitely not to pay you back, but the money has become a fraud of the bank's income. Of course, if you are a bona fide third party and have no idea at all, as long as it is not transferred to you as soon as the bank lends money, or after it is transferred to you, you can rationalize the money through a contract or other means, and you will be fine. Because then you will become a real third party and have nothing to do with this fraudulent loan.