According to the bank's June loan interest rate of 20 15, 10, the loan 1-3: 5.40%.

Interest payable on the loan of 200,000 1 year:

Interest = loan interest rate amount

200000×5.40%

Total: 2 10800 yuan

2.20. 1 10,000 years later, how much will the bank loan pay with principal and interest?

According to the bank's June loan interest rate of 20 15, 10, the loan period is one to three years (inclusive), and the annual interest rate is 5.40%.

Interest payable on the loan of 200,000 1 year:

Interest = loan interest rate amount

200,000× 5.40% =10800.00 (yuan)

Total: 2 10800 yuan

Third, with a house loan of 200,000 yuan, how much interest will be paid off in 20 years? How much do I need to pay back?

The value of interest is related to the repayment method chosen and the annual interest rate of the loan.

repayment of principal and interest waiting for the forehead

The total amount that buyers have to pay back every month is equal, but the ratio of interest to principal will change every time. At first, the principal was large, and the interest accounted for a large proportion. With the increase of repayment times, the proportion of principal gradually increases and the proportion of interest becomes smaller and smaller.

If the loan is 200,000 yuan, the repayment period is 20 years, and the annual interest rate is 7.47%, the monthly repayment will be 1607.5 196 yuan, and the total interest paid will reach 185804.7 yuan, and the total repayment will reach 385804.7 yuan.

matching principal repayments

The amount that buyers change every month is different, which decreases with the decrease of monthly principal and gradually decreases with the increase of repayment times.

If the loan is 200,000 yuan, it will be paid off in 20 years, with the annual interest rate of 7.47%, and the repayment will be 2078.33 yuan in the first month/kloc-0, and then it will be reduced every month, and the repayment will be 838.52 yuan in the next month. Interest was paid 150022.5 yuan, and the total loan repayment was 350022.5 yuan.

4. The bank borrows 200,000 yuan a year. What is the interest?

Principal: 200,000 yuan

Annual interest rate:1.75%; Interest = annual interest rate of principal 1, and annual interest is 3500.