Bengbu provident fund loan methods include average capital repayment method and equal principal and interest repayment method. If economic conditions permit, you can also take the form of one-time repayment, and it is also possible to pay off all the money at one time. On how to repay the loan of Bengbu provident fund, the following is a detailed answer from Bian Xiao. 1. How to repay the loan from Bengbu Provident Fund/KLOC-0, and the average capital repayment method. This repayment method has the highest repayment amount in the first month, and then decreases month by month, so this method is often called "decreasing method". 2. Equal principal and interest repayment method. This repayment method is to divide the loan principal and interest into several equal parts according to the loan term, and the monthly repayment amount is the same, so this method is often called "matching method". 2. The loan interest rate of Bengbu provident fund is 1, and the loan interest rate of 5 years and below is 2.75%. The loan interest rate for more than 2.5 years is 3.25%. Three. Legal Basis of Bengbu Provident Fund Loan Article 12 The Housing Provident Fund Management Committee shall, in accordance with the relevant provisions of the People's Bank of China, designate a commercial bank entrusted with the financial business of housing provident fund (hereinafter referred to as the entrusted bank); The housing provident fund management center shall entrust the entrusted bank to handle financial services such as housing provident fund loans and settlement, as well as the establishment, deposit and return procedures of housing provident fund accounts. The housing provident fund management center shall sign an entrustment contract with the entrusted bank. Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center. Twenty-seventh applicants for housing provident fund loans shall provide guarantees. The above is the answer to how to repay the Bengbu provident fund loan. For property buyers in different regions, the term of commercial loans is also different. Compared with commercial loans, provident fund loans not only have short repayment time, but also have much less repayment interest. If you have any questions or legal problems, please visit the website for consultation.