Because the one-way cancellation of the account without paying off the bank debt will be directly marked as an untrustworthy user by the bank, which will have an impact.

Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.