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Is the annual loan interest rate 8% high?
Not high, suitable. If you ask someone or those loan companies for a loan, which one will be given to you at 8: 00, the lowest 13.

Your annual interest rate is 8 points, which is stipulated by the state and protected by law, that is, it is not higher than 4 times of the bank's benchmark interest rate, and the current fixed interest rate is 2.85. Four times 2.85 is 1 1.4. People didn't give you 1 1.4%, and you are already very good.