Current location - Loan Platform Complete Network - Bank loan - The lightning loan of China Merchants Bank is 654.38+million, which is probably the amount.
The lightning loan of China Merchants Bank is 654.38+million, which is probably the amount.
Lightning loan is a consumer credit loan launched by China Merchants Bank, which is aimed at individuals and small and micro enterprises, and can apply for credit without mortgage or guarantee. Then, if the user borrows 6,543,800 yuan from the lightning loan, how much will it cost a month? Let's have a look.

How much should China Merchants Bank pay back the lightning loan of 65,438+10,000 yuan a month?

About 833 yuan. The annual interest rate of China Merchants Flash Loan starts at 7.2%, and the interest rate will also fluctuate due to different personal comprehensive credit. Generally speaking, the stronger a person's comprehensive credit, the more assets he has in China Merchants Bank, the better his personal credit information and the lower the loan interest rate. For example, the annual interest rate of China Merchants Bank's lightning loan is 10%, the annual interest is 100000 yuan, and the monthly interest is about 833 yuan.

Other knowledge points:

1 The lightning loan interest rate of China Merchants Bank is calculated on a daily basis, and the interest is calculated on a daily basis. The more the borrower borrows, the longer it takes, and the more the interest will be.

When a borrower applies for a lightning loan from China Merchants Bank, China Merchants Bank will send a short message to the user regardless of whether the application is successful or not.

3. The line of lightning loan is a revolving line (except for pledge flash), and the prepayment of the borrower will be resumed in real time. In other words, after the quota is restored, the borrower can apply for a second loan, and the specific success depends on the page display.

After the lightning loan, the borrower needs to repay the monthly payment or interest. There are two repayment methods, one is automatic deduction by the system and the other is manual repayment. If the borrower is worried about forgetting to repay the loan, he can choose the system to automatically deduct the money to avoid overdue.

The above are some contents about China Merchants Bank's lightning loan, so you can pay attention to it.