When decorating a house at home, you can't use provident fund loans. Overhaul of owner-occupied housing generally refers to major problems in the housing where individuals live and need maintenance, generally referring to bungalows. Housing renovation does not belong to the scope of loans, and you cannot apply for housing provident fund loans.

1. According to Article 26 of the Regulations on Housing Provident Fund Management:

"Employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses." The overhaul of owner-occupied housing mentioned here generally refers to the major problems that need to be repaired in the houses where individuals live, generally referring to bungalows. Housing renovation does not belong to the scope of loans, and you cannot apply for housing provident fund loans.

2. Note: In some areas, it is stipulated that provident fund loans can be used when renovating houses that have not been used before.

What is the process of house decoration?

1, check and accept the house, get the key, make full use of network resources, and invite professionals to check and accept the house. When choosing a decoration company, we should also make use of network resources as much as possible, find a decoration company or decoration pair with good reputation on the Internet, and use the intangible medium of the network to restrain it. We should pay more attention to the construction site, not only the look and feel of the project after decoration, but also the quality of the construction process, especially the quality of the concealed hydropower project, whether the construction is standardized and whether the site management is in place. Every little detail should be used to measure the quality and level of decoration companies, construction foreman and workers.

2. determine the style. Hydropower transformation construction, hydropower transformation is a major event, once something goes wrong, it is not a minor problem, it is a concealed project, we must pay attention to quality. You can choose a professional team or let the decoration company do it. Anyway, each has its advantages and disadvantages. If you are a person who is not afraid of trouble and has more spare time, it is recommended to use a professional team. During this period, you should pay attention to the construction between professional hydropower and decoration companies. Interpolation, semi-finished product protection, etc.