Does Industrial Bank divide the principal of malicious overdraft at will? It is understood that after the success of Suixing Sub-branch, it will not open an account separately, but merge with the credit card account, which means that Suixing Sub-branch is overdue and the credit card is overdue. The consequences of overdue credit cards are more serious and cannot be solved by paying off the arrears.

1. If the credit card is not returned with interest, the applicant's credit will be damaged. According to the different overdue time, the overdue times will be different. For example, if the delay is only one month, record 1 time in the newspaper, if it is two months overdue, three months overdue and three times overdue. Once overdue for three times in a row, both credit cards and loans will be rejected in the future.

2. Overdue credit cards will involve credit card fraud, especially if the principal arrears reach 50,000. If the payment is overdue for more than 3 months and the bank fails to repay the loan twice, it will be sued by the bank in the name of credit card fraud, in which the principal and interest also include arrears, which is a risk of imprisonment.

3. If the credit card is not repaid by Xingfen, the bank will also deactivate the credit card and blacklist the cardholder, becoming a customer who refuses to contact, and will not have the opportunity to pass the relevant credit business of Industrial Bank in the future.

The above is the relevant introduction of "What will happen if Industrial Bank and Interest break up". I hope it will help everyone. In short, the consequences of not returning shares with the prosperity of Xingye are serious. You'd better do it within your own ability and try to avoid overdue.