There are many types of products, such as provident fund credit loans, policy credit loans, social security credit loans, mortgage credit loans, whole house credit loans and so on.
2. What does Alipay Shanghai Bank credit purchase mean?
Shanghai Bank's credit purchase is a credit product separated from Alipay Bai Hua after brand isolation, and the corresponding credit service is provided by Shanghai Bank. Strictly speaking, after brand isolation, the flower garden has become "flower garden | credit purchase", in which the flower garden quota continues to be provided by ant consumer finance company, and the credit purchase quota is provided by financial institutions such as banks. The amount of credit purchase is provided by Shanghai Bank, and the page will be displayed as credit purchase by Shanghai Bank; The amount of credit purchase is provided by Bank of Beijing, which will be shown as credit purchase by Bank of Beijing.
3. What credit loan products does Shanghai Pudong Development Bank have? There is always a suitable for you
Puyin Express Loan is a business model of Shanghai Pudong Development Bank for online acceptance, online contract signing and immediate issuance of operating loans to qualified small and micro customers through the Internet. I. Loan interest rate The loan interest rate refers to the latest benchmark interest rate of central bank loans in 20 19 years (please consult the staff of Shanghai Pudong Development Bank for specific loan interest rate fluctuations) 1. Short-term loan: within one year (including one year), the annual interest rate is 4.35%; 2. Medium-and long-term loans: one to five years (including five years), with an annual interest rate of 4.75%; For more than five years, the annual interest rate is 4.90%; 3. Personal provident fund loan: less than five years (including five years), with an annual interest rate of 2.75%; For more than five years, the annual interest rate is 3.25%. Second, the loan features 1, fast: real-time application, real-time approval, real-time lending, from application to loan to receipt, the whole process is completed in 3-5 minutes; 2. The application procedure is simple: you don't need to travel to and from bank outlets and provide paper materials, just fill in basic information online and answer true and false questions to complete the application; 3. No handling fee: you can borrow it and return it, and there is no handling fee for the whole process. Iii. Loan application conditions 1, and the age is between 18 and 60 (inclusive); 2. Have China nationality (including Hong Kong, Macao and Taiwan residents); 3. Inquire about no bad records through the basic database of personal credit information of China People's Bank; 4. Not a related party of Shanghai Pudong Development Bank; 5. Initiate an application through the partner platform; 6. Customers recommended by core enterprises initiate applications in Shanghai Pudong Development Bank; 7. Other conditions required by Shanghai Pudong Development Bank. IV. The maximum loan amount is 6,543,800 yuan. Before, I also needed business turnover. I used several products. In fact, every small loan platform has an internal application entrance, with low interest, convenient payment and high quota! Scan the code below to enter the QR code!
4. What are the bank credit loans in Shanghai?
For example, China Bank has consumer loans, Agricultural Bank has online loans, China Merchants Bank has lightning loans, and Industrial and Commercial Bank of China has e loans. Basically, every bank has its own credit loan. The amount, interest and term of the loan are different. The application of each bank is decided according to your comprehensive qualifications. If your qualifications are good, you can apply. If your qualifications deviate, you may only be able to apply for loans from several banks. You still need professional assistance to apply for a loan. If you need to apply for a loan, I suggest that the landlord apply for a loan business in Benben Niu, which has a good online evaluation!