Specifically, if employees need to postpone the payment of housing provident fund, they should apply to the housing provident fund management center, and explain the reasons for the postponement and the planned time for repayment. If the application is approved, employees can pay back according to the approved scheme. However, if the payment of housing provident fund is delayed for a long time, it may have an impact on employees' application for housing provident fund loans, because housing provident fund loans require employees to pay housing provident fund in full within a certain period of time.
To sum up:
Employees can apply for deferred payment of housing provident fund, but they need to pay attention to the application time and repayment plan, so as not to affect future housing provident fund loan applications.
Legal basis:
Article 20 of the Regulations on the Management of Housing Provident Fund in People's Republic of China (PRC) stipulates: "Employees shall pay the housing provident fund in full and on time, and shall not pay it overdue or underpaid."
Article 21 of the Regulations on the Management of Housing Provident Fund in People's Republic of China (PRC) stipulates: "Units shall pay the housing provident fund in full and on time, and shall not pay it overdue or underpaid."
Article 22 of the Regulations on the Management of Housing Provident Fund in People's Republic of China (PRC) stipulates: "If a unit violates the provisions of these regulations and fails to pay or underpays the housing provident fund, the housing provident fund management center shall order it to pay within a time limit; If it fails to pay within the time limit, it may apply to the people's court for compulsory execution. "