1. How long will it take to get the property ownership certificate?
1. The time limit for handling the real estate license agreed in the house sales contract signed by the buyer and the developer is generally within 365 working days after the developer delivers the house.
2. If there is no agreement between the buyer and the developer, and the buyer has signed a house sales contract and the house has been completed, then the developer will handle the real estate license within 90 days from the date of conclusion of the contract.
3. If the buyer has signed a house sales contract and the house has not been completed, the developer shall handle the property right certificate within 90 days after the house is delivered for use.
4. According to the relevant provisions of the "Measures for the Administration of Urban Housing Ownership Registration" issued by the Ministry of Construction, new houses should apply for initial registration of housing ownership within 3 months after the completion of the house; The Buyer and the Seller shall handle the house transfer registration within 30 days after buying and selling the house.
Second, whether the loan can be repaid and the real estate license can be obtained.
1. When applying for a mortgage loan from a loan bank, the buyer must sign a mortgage contract and a loan contract with the loan bank. After handling the relevant certificates such as property rights, the housing management department should register the house and set the mortgage right. Therefore, the buyer should go to the Housing Authority to handle the proof of other items, and then put the proof of other items in the bank, so that the buyer can get the real estate license, but the real estate license will indicate that the loan has not been paid off.
2. After the buyer's house loan is fully paid off, the buyer will go to the Housing Authority to register the change with the loan settlement certificate issued by the bank, and cancel the house mortgage and other rights certificates. In this way, people who buy houses can really have complete property rights.
Housing sales have been signed, the house is not completed, it should be delivered within 90 days after the use of property rights certificates. The above is about how long it takes to get the real estate license, and whether the loan can be paid off to get the real estate license. Friends who are going to do real estate licenses can learn about it.