According to the latest mortgage interest rate, the housing provident fund loan interest rate for less than five years is 2.75%, the commercial loan interest rate is 5.00%, the difference is 2.25%, the provident fund loan interest rate for more than five years is 3.25%, and the commercial loan interest rate is 5. 15%.

For example, the mortgage is 65,438,000,000 yuan, and the total principal and interest of the provident fund loan is 65,438,056,742.75 yuan for operation, and the total principal and interest of the loan is 65,438,096,5694.4438+398,956,438 yuan for 0 yuan.

Latest mortgage interest rate table: