The "general principles of loans" have corresponding provisions:

Article 29? All loans shall be signed by the lender and the borrower. The loan contract shall stipulate the loan type, loan purpose, amount, interest rate, loan term, repayment method, rights and obligations of both borrowers and borrowers, liabilities for breach of contract and other matters that both parties think need to be agreed.

The guaranteed loan shall be signed by the guarantor and the lender, or the guarantor shall specify the guarantee terms agreed with the lender in the loan contract, affix the official seal of the guarantor as a legal person, and be signed by the legal representative of the guarantor or his authorized agent.

Extended data:

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Laws and regulations related to the general principles of loans:

Article 60? The loan investigation and evaluation personnel are responsible for the loan investigation and evaluation, and bear the responsibility of investigation errors and inaccurate evaluation; The loan examiner is responsible for the review of the loan risk, and bears the responsibility for the review error; Lenders are responsible for the inspection and collection of loans, and bear the responsibility for inspection errors and poor collection.

For major economic activities involving the use and safety of credit funds, such as enterprise separation and transformation, major project construction, etc., the borrower shall solicit the opinions of the host bank in advance. 1 The borrower can only have 1 loan sponsor, and the sponsor will change with the change of basic account.

Sixty-first administrative departments at all levels, enterprises and institutions, supply and marketing cooperatives and other cooperative economic organizations, rural cooperative foundations and other foundations shall not engage in financial services such as deposits and loans. Enterprises shall not handle lending or disguised lending financing business in violation of state regulations.

Baidu encyclopedia-general rules for loans