If it's fixed term in the card and I have opened ICBC e-banking, I can log in to the computer or mobile banking and choose loan-pledge loan. If it is a paper order, I need to go to the ICBC outlet with my ID card, and the order will transfer the time deposit to the bank card for operation.
Operating environment: mobile banking APP, version and model: 18.0.9.
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China Industrial and Commercial Bank (hereinafter referred to as "ICBC") was established in 1984 65438+ 10/0/. As the largest commercial bank in China, China Industrial and Commercial Bank has stepped into the track of coordinated development of quality, efficiency and scale after more than 20 years of reform and development. At the end of 2003, the total assets were nearly 5.3 trillion yuan, accounting for nearly one-fifth of the total assets of banking financial institutions in China. In 2003, British Banker magazine ranked China Industrial and Commercial Bank as16th among the 65,438+0,000 big banks in the world, and ranked among the Fortune 500 companies for five times in a row, and was rated as one of the top ten quality products (services) in China by far eastern economic review. China Industrial and Commercial Bank has the largest customer base in China, with about 654.38 billion individual customers and 865.438 billion corporate accounts. More than 20,000 outlets and nearly 390,000 employees all over the country provide customers with high-quality and efficient services. By the end of 2003, the balance of deposits and loans of ICBC was 4,606.2 billion yuan and 3,392.9 billion yuan respectively, and the annual operating profit was 63.5 billion yuan.
Since the beginning of 2 1 century, the competitive development ability of ICBC's overseas institutions has been significantly improved. The total assets of overseas institutions increased from $3.6 billion in 2000 to $654.38+32 billion in 2065, and the profit after provision increased from $34 million to $654.38+30 billion. Except for some newly established institutions in that year, other overseas institutions have achieved profits, and the compound annual growth rate of assets and profits of overseas institutions has reached about 39%.
The quality of assets has improved steadily, and the ratio of non-performing assets has dropped from 4.49% of 200/kloc-0 to 0. 19% of 2006 54 38+06 54 38+0. 20 1 1, and the average return on equity of ICBC's overseas institutions is 12.4%, which exceeds some big banks in Europe and America. The per capita assets are 65.438+0.4 billion yuan, and the per capita net profit is 870,000 yuan, which exceeds the average level of the whole bank and has high operating efficiency.
Functions cover deposits, loans, remittances, bank cards, online banking, international settlement, trade financing, financial markets and other fields. After several years of unremitting efforts, FOVA system has been successfully put into production in 34 overseas institutions, covering all overseas institutions except ICBC (Asia).