Will you check if you buy a car with 3 million cash?

Buying a car with cash of 3 million will usually be investigated. If the money is legally obtained, it is not afraid to investigate. But in today's society, generally no one will do this, and it is not convenient to buy a car with cash.

At present, many people in the market buy cars mainly by means of loans. Although buying a car requires paying loan interest, for some friends who are beyond their affordability when buying a car, they only calculate their repayment ability, but they seem to ignore the cost of car maintenance and car use, resulting in double pressure and even inability to repay the loan. In order to make a profit, some 4S stores will increase various fees in various names, which makes the total price of car purchases rise steadily, which the average person can't afford.

It's not long to buy a car with a domestic loan. In some European and American countries, loans have been popular for decades. This way can not only make rational use of the limited funds at hand, but also enjoy the needed resources in advance and improve the quality of life. However, in China, this concept has always made people afraid to implement it. Generally speaking, if you are good at managing money, it is undoubtedly a good choice to buy a car with a loan. But at the same time, we should also make judgments according to our actual repayment ability, and we should not cause indelible stains on our credit records for the sake of temporary enjoyment.

And buying a car in full, compared with buying a car with a loan, will save a lot of trouble, no interest, and no need to pay it back every month. However, for 4S stores, they don't like car owners to buy cars in full. Some salespeople are more willing to recommend consumers to borrow money to buy a car; In fact, as long as the salesman can sell it, ordinary consumers will choose loans to buy a car, and many consumers are happy to choose loans to buy a car. After all, just paying an extra 2,000 to 7,000 yuan can alleviate the temporary financial pressure.

Whether to buy a car by loan or in full depends mainly on the financial situation of the car buyer. If you have more money in hand, it may be a better choice to buy a car in full, with simple process and less total cost. If you buy a car with a loan, you may feel bad and psychologically unbalanced after paying off the loan.