1. Improve the formation and transmission mechanism of market-oriented interest rates, improve the policy interest rate system of the central bank, continue to deepen the reform of the loan market quoted interest rate (LPR), release the potential of the reform to reduce the loan interest rate, optimize the supervision of deposit interest rates, further reduce the actual loan interest rate, and continue to guide the financial system to make profits to the real economy. We will steadily deepen the market-oriented reform of the RMB exchange rate, improve the managed floating exchange rate system based on market supply and demand and adjusted with reference to a basket of currencies, enhance the flexibility of the RMB exchange rate, and play the role of exchange rate adjustment macro-economy and international balance of payments automatic stabilizer. Guide social expectations and maintain the basic stability of the RMB exchange rate at a reasonable and balanced level. Accelerate the development of the foreign exchange market, guide enterprises and financial institutions to adhere to the concept of "risk neutrality", and provide exchange rate risk management services for import and export enterprises based on the principle of necessity. We will steadily promote the convertibility of RMB capital projects, improve the policy framework and infrastructure for cross-border use of RMB, and improve the convenience of cross-border trade and investment of RMB.
2. Strengthen the construction of the bond market system and enhance the ability of the bond market to serve the real economy. Compacting the responsibility of intermediaries, implementing the information disclosure requirements of corporate credit bonds, and improving the credit rating system. Adhere to the principles of marketization and rule of law, improve the prevention and disposal mechanism of bond default risk, and resolutely crack down on debt evasion. Improve relevant policies and institutional arrangements and continue to promote the opening up of the bond market. We will continue to strengthen the construction of the basic system of the capital market, better protect the interests of investors and promote the stable and healthy development of the capital market.
3. Do a good job in resolving stock risks and resolutely curb the resurgence of various risks. Further clarify and compact the responsibilities of all parties and form a joint force for risk disposal. Increase the write-off of non-performing assets in the banking system and take measures to supplement the capital of small and medium-sized banks. Pay close attention to filling the shortcomings of the supervision system, speed up the improvement of the modern financial supervision system, and strengthen supervision and coordination. We will improve the financial risk accountability mechanism, establish a financial and financial risk disposal mechanism for local party and government leaders, seriously investigate the responsibility for major financial risks, and effectively prevent moral hazard. Give full play to the role of the deposit insurance system, pay attention to early correction, and further improve the professional and market-oriented risk disposal mechanism of deposit insurance. Improve the forward-looking, overall and initiative of financial risk prevention and control, and firmly hold the bottom line that systemic financial risks do not occur.