Provident fund loans to buy a house do not have a real estate license, but there is a purchase contract and purchase agreement that can be loaned.

Requirements for applicants to apply for provident fund loans:

If you have paid the housing provident fund, you can apply for a housing provident fund loan even in rural areas;

I and my unit have paid the housing provident fund in full and on time in this city for more than one year;

Have a stable professional income, good credit and the ability to repay the principal and interest of loans;

There is a legal contract or agreement for the purchase of owner-occupied housing, and there is a prescribed proportion of self-raised funds;

The assets stipulated in the Guarantee Law are mortgage or pledge of loans;

Agree to apply for house purchase guarantee or mortgaged property insurance;

Agree to other conditions stipulated by the housing provident fund management center.