To apply for a provident fund loan, it will take about 10-20 working days for the loan to be approved if the information is complete. \x0d\ Requirements for applying for public housing loan: \x0d\ 1. The housing provident fund system has been established for one year, and the housing provident fund has been paid in full for more than half a year; \x0d\2。 Have a stable economic income, good credit and the ability to repay the principal and interest of loans; \x0d\3。 There are legitimate purchase (construction, renovation, overhaul) contracts and agreements, and supporting documents approved by relevant departments; \x0d\4。 If you purchase a house, you should have paid a down payment of not less than the prescribed proportion; Construction, renovation and overhaul of housing, can pay not less than the prescribed proportion of the construction, renovation and overhaul of housing costs down payment or self financing; \x0d\5。 Can provide the guarantee conditions approved by the management center. At present, the guarantee method recognized by the center is that the house with property rights is used as loan collateral, and the house purchased by the guarantee company or real estate company is used as loan collateral, and at the same time, joint or phased guarantee and joint guarantee of housing provident fund are provided; \x0d\6。 Other conditions to be met when applying for provident fund loans. \x0d\ Materials to be submitted when applying for housing accumulation fund: \x0d\ 1. A copy of the applicant's ID card; \x0d\2。 Copy of the applicant's household registration book (home page, personal page, change page); \x0d\3。 Copy of down payment invoice for house purchase; \x0d\4。 Original and photocopy of the commercial housing sales contract; \x0d\5。 Original and photocopy of house ownership certificate \ x0d \ x0d \ 6. Original loan application form. \x0d\ Steps for applying for housing provident fund loan: \x0d\ 1. Applicants bring information to the management center for consultation, application and filling out the application form; \x0d\2。 After approval, the center will issue a power of attorney to the applicant; \x0d\3。 After receiving the notice, the applicant will bring all the originals to the bank to sign the contract. , and at the same time to the notary office for notarization procedures; \x0d\4。 The applicant should wait for the seller to seal the signed contract information; \x0d\5。 The applicant shall wait for mortgage registration at the real estate management office with the secured loan contract (mortgage contract); \x0d\6。 The applicant holds the registered loan contract (mortgage contract) and notarial certificate to the housing provident fund service hall to receive the transfer notice, and finally holds the transfer notice to the bank for transfer procedures.