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Sovereign guaranteed loan operation project, is this kind of project easy to operate? What are the prerequisites, requirements and risks?

Sovereign guaranteed loan operation project, this kind of project is not easy to operate.

It mainly involves sovereign loans between countries, guaranteed by the independence of national territorial sovereignty.

Relevant provisions of the Ministry of Finance and the National Development and Reform Commission's "Interim Measures for the Administration of Sovereign Guaranteed Financing of the Export-Import Bank of the United States", the Framework Agreement between the Ministry of Finance and the Export-Import Bank of the United States, the Memorandum of Understanding between the Ministry of Finance and the Export-Import Bank of the United States, and the Chinese transfer The standard text of the medium-term project loan agreement and the standard text of the long-term project loan agreement between the lending bank and the foreign lending bank.

Loan application procedures:

1) The link of the Provincial Development and Reform Commission submitting an application to the National Development and Reform Commission to include the project in the foreign government loan alternative project plan is omitted.

2) The application to be submitted to the Ministry of Finance for inclusion in the Export-Import Bank of America’s sovereign guaranteed loan project list will be completed directly by the on-lending bank. ?

3) The Ministry of Finance approves projects separately and is not included in the Ministry of Finance’s alternative project list on a quarterly basis together with other national projects. ?

4) There is no annual loan size limit.

5) The United States does not evaluate the project, only conducts credit review.

6) The U.S. component must be more than 50%. U.S. loan project classification: medium-term project: loan amount is less than 20 million U.S. dollars and repayment period is within 7 years. Long-term project: loan amount is more than 20 million U.S. dollars, or The repayment period is more than 7 years.

Guaranteed loan means that when the borrower cannot provide a full mortgage (pledge), a third party recognized by the lender should provide a joint and several liability guarantee.

Guaranteed loans include guaranteed loans, mortgage loans, and pledge loans.