All the time. . Experience and practical operation tell you to get along well with your followers.

Second, can I still apply for a student loan in my sophomore year?

Sophomore students can definitely apply for national student loans. They can apply for student loans at their residence or school. The loan is interest-free during their study. After graduation, they will negotiate with the bank to repay the principal and interest and start to repay the loan.

Can I apply for a student loan as a sophomore?

Yes, but now that the school threshold has been lowered, there are many poor students coming in, so it is estimated that it is difficult to apply. I suggest looking for a head teacher, dean and the like to help you with a word!

4. Can I still apply for a student loan in my sophomore year?

Professor: Of course.

College students apply for loans for the first time and submit the following materials:

(1) Borrower's household registration book and valid ID card (show the original and submit 2 copies).

(2)*** With the payee's household registration book and valid ID card (show the original and hand in 2 copies).

(3) Application Form for Identification of Poor Students in Colleges and Universities (1 original and photocopy). #p# Subtitle #e#

(4) Proof of family financial difficulties (1 original and copy).

(5) Bank card deposited by the borrower in the local postal service (show the original for checking and hand in 2 copies).

(6) Borrowing students show their student ID cards and hand in 2 copies.

Your student ID card has no mortgage and proof function, so you don't have to pay it after application.

There are many ways to repay, and it is the bank that lends you money, not the school.

(1) Before graduation, students will pay off in one lump sum or in installments;

(2) After graduation, the work unit will return all the loans to the loan issuing department;

(3) After the probation period expires, graduates will be deducted from their wages month by month within two to five years;

(4) Depending on its performance, the unit where the graduates work decides to reduce or exempt the loan repayment;

(5) For students who have borrowed money, if they are expelled from school, ordered to drop out of school or voluntarily dropped out of school for violating national laws and school discipline, the parents of the students are responsible for returning all the loans.