Online loan platforms query a lot of data during review.

1: Personal information. (Work information, location information, operator information, e-commerce shopping information)

2: Contact information.

3: Loan records from other online lending platforms

4: Case information from courts, arbitration courts, public security, etc.

These four types of information, when gathered together, form a complete personal online loan data report, which allows online loan platforms to minimize the bad debt rate.

You can find it on WeChat: 12 data.

This database cooperates with more than 2,000 online loan platforms, and the queried data is very accurate and comprehensive.

You can view the user's number of applications, online loan data, online black index scores, hit risk warnings, court prosecution information, arbitration case information, trustworthy person information and other data.

Among them, users can rely on the Internet Black Index score to determine whether they are users on the online loan blacklist.

The Internet Black Index is scored on a scale of 0-100. The lower the score, the better the credit.

The hit risk reminder can help users better understand their own shortcomings and improve the approval rate of online loan platforms.