Shanghai second suite identification standard:

1. Loan to buy a set, the house registration system can find the property, and you can buy a second set again; I bought a set with a loan. After I sold the house, I couldn't find the real estate, but the loan record can be found in the bank credit information system. There are two sets of loans to buy a house.

I bought the house in full. House registration can't be found after sale. Buying a house with a loan is not a second house; I bought the house in full. The house registration system can be found. Buying a house with a loan is the second set.

3. If the buyer does not have the conditions for housing registration and inquiry, after investigation and verification by the bank, the buyer already has a house, and then buying a house is the second set.

Parents buying a house in the name of minor children is the second suite. Property under the name of minors, adults buy a house is a second suite.

5. I have purchased the house in full under my own name, and then borrowed to buy the second suite; There is a loan to buy a house under the name of the individual, and then the loan to buy a house is the second suite after the sale.

6. Buy a house with a commercial loan for the first time and a house with a provident fund loan for the second time.

7. One party borrows money to buy a house before marriage and applies for a loan to buy a house in the name of the other party after marriage, but the accounts are not counted as two suites together; After marriage, both parties borrow money to buy a house, and after divorce, one party applies for a loan to buy a house, which counts as a second suite.

8. If the per capita family area is less than 33.4 square meters, buying a second house is an improved house, not a second house. On the contrary, if the per capita area is more than 33.4 square meters, buying a house is considered as a second suite.