First of all, you can contact the bank to explain the financial difficulties and ask the bank for help. If the borrower has multiple loans, he can consider debt restructuring with the bank. In this way, the bank may give the borrower certain preferential conditions such as reducing or extending the repayment period to help the borrower reduce the burden. If the borrower has some valuable assets, he can also consider mortgaging these assets to the bank. In this way, cash flow can be obtained by realizing assets and loan interest can be paid off.