Can Ping An Pratt & Whitney borrow again if it has not been repaid? Which product is it?

Ping An Pratt & Whitney is a well-known loan platform in China, with a large number of die-hard fans. Some friends want to apply for new loans before their loans in Ping An Pratt & Whitney are paid off. Then, can Ping An Pratt & Whitney Loan be refinanced if it has not been repaid? I'll answer your questions here.

Ping An Pratt & Whitney, as a large-scale loan platform, can provide you with a variety of loan products. Because each product has its own characteristics, some Ping An Pratt & Whitney loans can be repaid before they are repaid, while others cannot. Introduce the specific situation of several loan products for everyone.

i loan is one of the main pure credit loans of Ping An Pratt & Whitney, which can provide loans of up to 3, yuan, with the lowest daily interest rate and the longest term of 36 months. Let's take a look at Ping An Pratt & Whitney's loan through I loan and see if we can refinance it if we haven't repaid it. I loan supports multiple loans at the same time, which means that the loan has not been repaid, but you can borrow again as long as there is a quota.

Life insurance loan is a loan product designed by Ping An Pratt & Whitney for policyholders, with a maximum amount of 5, yuan, a maximum term of 36 months and a monthly interest rate of between. Let's take a look at Ping An Pratt & Whitney's life insurance loan and see if we can refinance it if we haven't repaid it. Whether life insurance loans can be used for multiple loans at the same time depends on the specific situation.

For those friends who want to know if Ping An Pratt & Whitney can refinance the loan if it has not been paid off, we suggest that you inquire in the following three ways:

1. Check the loan contract to see if your loan products accept multiple loans at the same time;

2. Contact your loan specialist and ask about the situation;

Can Ping An Pratt & Whitney borrow again if the loan has not been repaid?

As long as it is not overdue. Conditions for applying for loan business: natural persons aged between 18 and 65; The actual age of the borrower and the loan application period should not exceed 7 years old; Having the ability to stabilize employment and income and repay the principal and interest of loans on schedule; Good credit information, no bad records, and legal use of the loan; Other conditions stipulated by the bank.

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1. Ping An Pratt & Whitney loan conditions:

1. The borrower is over 21 years old and has full capacity for civil conduct; 2. Personal credit information is good and there is no record of major breach of contract;

2. It has a stable income and can guarantee to repay the arrears on time. It is worth noting that there are many types of loans on Ping An Pratt & Whitney, and different loan types require different conditions. The types of loans provided by Ping An Pratt & Whitney include car owner loan, life insurance loan, salary loan, e-house business loan, owner loan, etc. Different loan types give different credit lines when applying, and the loan interest rate given by the platform is also different when handling loans, so users need to apply according to their actual situation.

3. The loan handled on Ping An Pratt & Whitney must be repaid on time, and there can be no overdue situation, because there will be penalty interest after overdue, and the longer the time, the more penalty interest will be. Moreover, after the overdue period, the platform will upload the overdue records to the credit information center, which will lead to the deterioration of personal credit information and affect the subsequent handling of various loans. Ping An Pratt & Whitney is the general name of the companies under the joint venture of China Ping An Insurance (Group) Co., Ltd. that carry out financing guarantee, financing consultation and other businesses. Mainly for small and micro business owners, individual industrial and commercial households, ordinary wage earners to provide loan services.

2. The interest of Ping An Pratt & Whitney's main credit products is as follows:

1. Interest is calculated on a daily basis, and interest and guarantee fees are charged according to the loan balance, with the daily rate below .1%.

2. There are several installment schemes for E-home loan, with different interest rates, including the handling fee of 3% paid in one lump sum, annual interest rate and monthly guarantee fee: ①6 installments: annualized interest rate of 8.2% and monthly guarantee fee of .5%; ② 12th installment: the annualized interest rate is 8.6% and the monthly guarantee fee is .56%; ③24 installments: annualized interest rate of 8.8% and monthly guarantee fee of .38%; ④36 installments: the annualized interest rate is 9.2% and the monthly guarantee fee is .4%. Note: The annualized interest rate of Zhai E loan is calculated according to the residual principal every month, and the monthly guarantee fee is calculated according to the loan principal every month.

3. Users in need can also consider borrowing from some reliable online lending platforms. BAT's three major credit products are "hard enough in the background", all of which are relatively reliable. Borrowing is the credit product of Ali Ant Financial, micro-loan is the credit product of Tencent Weizhong Bank, and the rich flower is the credit service brand of Baidu Finance. Users in need can consider it.

In p>218, I borrowed 2, yuan from Ping An Bank. I just paid it back in three years. Can I borrow again?

yes.

after the loan is paid off, you can apply for a loan again. The loan applicant needs to meet the application conditions of the lending institution, and a good repayment record can help the lender to obtain a loan better.

Ping An loan application conditions:

1. The borrower is over 18 years old and has full capacity for civil conduct.

2. Work certificate, with valid identification.

3. Open a personal settlement account with Ping An Bank.

4. submit the loan application and the bank flow in the last six months.

5. Credit report.

6. Other loan conditions stipulated by Ping An Bank.

my credit loan of 1, yuan from Ping An Bank has been repaid. Can I continue to borrow?

The credit loan has been repaid.

As long as the page has a quota, users can apply again.

if the credit loan is a revolving loan, you can apply for it repeatedly after obtaining the quota. Instead of revolving loans, you need to re-obtain the quota when you apply for a loan again, and you need to pass the system audit again to re-obtain the quota. However, regardless of whether the loan amount is revolving or not, users can apply for a loan again.

because credit loans do not need guarantee and mortgage, the application threshold is low, and users need to maintain a good credit record to have a chance to pass the loan review.

I borrowed money from Ping An Pocket and went to Ping An Bank for a car owner loan. Can I borrow again?

Yes, Ping An Bank car owner loan supports multiple loans. You can apply through Ping An Pocket according to your actual situation.

Let's stop here for the introduction of Ping An's loan.