There is always a reason to climb the hot search. Obviously, although this is a matter-of-fact comment, it is more appropriate at the moment. As the saying goes, "No one can survive a disaster", for more ordinary people in society, this sudden epidemic may be an "economic epidemic" in addition to seeing more and more confirmed cases and deaths every day.
Enterprises have delayed the start of work, society has temporarily stopped working, and most industries have been hit hard by the economy ... In this context, no one can be immune.
Capacity or shortage of automobile market
Affected by the epidemic, the time for Chinese car companies to return to work has been delayed, but for the car companies and factories in Hubei Province, including Dongfeng Motor, Dongfeng Honda, Dongfeng Nissan, SAIC-GM and other important enterprises, the time is even longer.
In addition to the OEM, Wuhan, Hubei Province is also a gathering place for global parts giants. Tier 1 suppliers such as Bosch, Mahler, TRW, johnson controls and Webster all set their important production bases in Wuhan. The indefinite delay in the resumption of work of these enterprises will not only lead to the decline of their own production capacity, but also lead to the shortage of spare parts of other car companies in the country, resulting in the failure to deliver many models normally.
More importantly, due to the inability to obtain the corresponding spare parts in time, many car companies will also be greatly affected in the development and off-line of new products, resulting in a slowdown in the launch of new cars in the first half of this year, and many models will be concentrated in the second half of this year or even next year. By then, the launch of many brand-new models will be a new test for the market at that time.
"Singularity Auto is taking measures including telecommuting. On the one hand, we have a clear understanding of the epidemic situation and help employees defend against viruses through various channels and means. On the other hand, actively promote the established workflow. " Although the company has now resumed telecommuting, Zhao Qiang, vice president of Singularity Strategic Brand, also said frankly, "But it must be noted that the epidemic still has a great impact on the normal work of Singularity Automobile."
As Zhao Qiang said, for the vast majority of small and medium-sized auto parts enterprises and some auto companies, the overall economic downturn and the uncontrollable impact of the epidemic have put many enterprises on the brink of life and death. Therefore, there is an urgent need for the support and burden reduction of national and local governments.
Some of these policies mean "saving lives".
Rent-free and tax reduction directly reduce the expenditure pressure of SMEs.
First of all, among many policies, the most immediate effect is to reduce corporate expenses.
As stipulated in Shanghai, if small and medium-sized enterprises lease the operating real estate of state-owned enterprises in this city to engage in production and business activities, they will be exempted from rent for two months in February and March; For enterprises that lease indirectly, it is necessary to ensure that the rent reduction and exemption are implemented, so that the actual small and medium-sized enterprises can finally benefit.
The Beijing municipal government also stated that if small and medium-sized enterprises lease the real estate of state-owned enterprises in Beijing and the region to engage in production and business activities, insist on operating according to government requirements or fail in accordance with epidemic prevention regulations without layoffs or fewer layoffs, they will be exempted from February rent; Lease office space, with 50% rent reduction in February. During the epidemic period, the city government will give some financial subsidies to small and medium-sized enterprises that rent houses.
Guangdong province stipulates that private leasing enterprises that are seriously affected by the epidemic and cannot operate normally will be exempted from the first month's rent, and the second and third months' rent will be charged by half.
In addition to Guang Bei, Sichuan, Chongqing and Haikou have also proposed to reduce the rent for small and medium-sized enterprises that lease state-owned assets for a maximum of three months.
In addition to rent, all localities have relaxed tax declaration and payment. For example, Beijing, Shanghai, Chongqing, Suzhou, Haikou and other provinces and cities have issued documents saying that small and medium-sized enterprises seriously affected by the epidemic can apply for an extension of tax payment for no more than three months if they have difficulty in reporting.
At the same time, in addition to wages, social insurance is also an important labor cost for enterprises. In this regard, Ministry of Human Resources and Social Security also issued a document stipulating that if the employer fails to handle insurance registration and payment for employees within the time limit due to the novel coronavirus epidemic, the agency shall promptly accept it.
Among them, Beijing stipulates that for insured enterprises that are greatly affected by the epidemic, face temporary production and operation difficulties and are expected to recover, if they insist on not laying off employees or reducing layoffs, they can return unemployment insurance premiums according to the per capita unemployment insurance premium standard for six months in the previous year and the number of insured employees. During the epidemic period, as of the end of April, if the average number of employees in the enterprise is the same as that in the previous year or the increase is less than 20% (excluding), the enterprise will be given a one-time subsidy of 30% of the social insurance premium payable for 3 months; Compared with the average number of people in last year, the enterprise will be given a one-time subsidy of 50% of the social insurance premium payable for three months.
Shanghai also said that in 2020, the city will continue to return 50% of the total unemployment insurance premium actually paid by the unit and its employees in the previous year to eligible employers who do not lay off employees, and adjust the start and end dates of the social insurance payment year (including the employee medical insurance year) of the city to July 1 day of that year to June 30 of the following year, with a delay of three months.
In addition, other expenses of the enterprise, such as water, electricity and gas. Liaoning and Haikou also indicated that they could postpone the meeting.
Reduce loan costs and increase financing support.
While drastically reducing expenditures for small and medium-sized enterprises, the state and local governments are also actively doing open source work.
On June 365438+1October 3 1, the Central Committee of the Communist Party of China issued the Notice on Strengthening the Party's Leadership to Provide Strong Political Guarantee for Winning the Prevention and Control of the Epidemic, stipulating that enterprises that are greatly affected by the epidemic, especially small and micro enterprises, should not blindly borrow, cut off or suppress loans. Enterprises seriously affected by the epidemic situation may extend or renew their loans if it is difficult to repay them at maturity.
At the same time, the Ministry of Finance, together with the People's Bank of China and other relevant departments, implemented special refinancing and financial discount for the first time, which can reduce the actual financing cost of enterprises to below 1.6%.
Subsequently, Beijing, Shanghai, Chongqing and other places actively responded to the call of the state and successively introduced relevant policies. In addition to the above provisions, Beijing also stated that the SME stock pledge agreement expired during the epidemic prevention and control period. If an enterprise applies for an extension due to repayment difficulties, it may negotiate with financial institutions such as securities companies for an extension of 3 to 6 months.
Shanghai issued a document to encourage Shanghai Pudong Development Bank, Shanghai Bank and Shanghai Rural Commercial Bank to increase credit supply to industries and small and medium-sized enterprises that are greatly affected by the epidemic. During the epidemic prevention and control period, the relevant loan interest rate was lowered by at least 25 basis points with reference to the loan market quotation (LPR) in the same period, and other financial institutions in Shanghai were encouraged to follow suit.
Ye Shengji, Deputy Secretary-General of China Automobile Industry Association, positively affirmed the policies issued by the state and local governments. He believes that these measures are definitely of positive significance to the development of automobile enterprises.
As an insider, Singularity has enjoyed the benefits of these policies. Zhao Qiang said, "Singularity is responding to the government's call, and these positive measures of the government, such as applying for tax reduction and exemption, delaying the payment of related fees, will play a role in alleviating to some extent. Singularity sincerely hopes to join hands with all walks of life. Conscientiously implement the government's call, do a good job in protection while taking into account the work, and strive to kill the virus as soon as possible and carry out normal work. "
As a new force in building cars, the relevant person in charge of Sky Auto also said, "These policies issued by the Shanghai government have boosted corporate confidence and promoted the stability of employees, and delaying the adjustment of the social security payment base can also reduce the burden of that year. Automobile is a heavy asset industry, which needs a large number of R&D talents to produce, and the daily operating cost is very high. After a cold winter of 20 19, the automobile industry increased its uncertainty in the spring of 2020 because of the epidemic. The introduction of this policy has undoubtedly added a touch of warmth to the automobile industry. Especially for startups like us, it can alleviate a lot of pressure. "
Ling, an auto industry analyst, also said that these policies have helped a lot. Cash flow is life at this time. The factory will not start, but the fixed cost will not be less, and the debt interest, employee salary and so on are all losing money, so the pressure on enterprises must be reduced. But at the same time, he believes that "the tight capital chain of automobile enterprises is not only caused by the epidemic. For a car factory with deep pockets, it is not a problem at all if it is a year with good sales. The marketing expenses saved during the light epidemic are enough to subsidize the factory. "
Therefore, Yun Song believes that this epidemic can also sound the alarm for OEMs. "So in the long run, the cash flow problem of automobile enterprises is essentially a commercial problem and an industry problem. If you think longer, after the epidemic, local governments should comply with the people's desire for private cars brought about by the epidemic, lift the purchase restriction, or further liberalize more licenses, so that ordinary people have the rights and resources to protect life and property safety at critical moments. "
Source: First Power Grid
Author: Cassie Wang
This article comes from car home, the author of the car manufacturer, and does not represent car home's position.