According to the latest regulations, loans are not allowed for non-local accounts. But! Ask the salesman. General real estate companies have ways to circumvent the rules for sellers. The specific situation varies from room to room. I

Second, can foreigners buy a house in Shenyang with a loan?

If you intend to apply for individual housing loans through China Merchants Bank, you must comply with the local housing purchase policy, and the age plus loan period must not exceed 70 years old. At the same time, it is necessary to provide proof materials such as use certificate, identity certificate and income certificate. Please contact the personal loan manager for details.

Third, you can buy a house when you settle down.

Legal analysis: In many cities, the qualification and quantity of purchasing houses are directly related to household registration. Generally speaking, only the city's household registration has the qualification to buy a house or buy a second suite. But this doesn't mean that you can definitely get a loan to buy a house when you settle down. It depends on the specific situation. 1, with local hukou, but with two or more houses. Take Shenyang as an example. According to Shenyang's purchase restriction policy, families with local hukou have no housing in the administrative area of this city, only 1 apartment, and can buy 1 apartment again. However, those who already own two or more houses can no longer buy a house. If you are qualified to buy a house, you can generally apply for a mortgage, including commercial loans and provident fund loans. At present, Shenyang also supports provident fund loans in different places in the province. As long as the borrower pays the provincial provident fund and pays it normally for six months, he can apply for a loan from a different place in the province. 2. Have a local hukou, but have not reached the settlement period. Take Changsha as an example. Those who move from other cities to settle in this city need to settle down for 1 year and pay social security continuously for 24 months before they are eligible to buy a house.

Legal basis: Article 10 of the Regulations on Registration of Household Registration in People's Republic of China (PRC), if a citizen moves out of the jurisdiction of the place where the household registration is located, he or the head of the household shall apply to the household registration authority for registration before moving out, obtain a transfer certificate and cancel the household registration. Citizens who move from rural areas to cities must apply to the permanent residence registration authority for moving out with the employment certificate of the urban labor department, the school admission certificate, or the approval certificate of the urban household registration authority. Citizens moving to border areas must be approved by the public security organs of the counties, cities and municipal districts where they live.

4. Can a local account in Shenyang get a loan to buy a house?

Of course.